The question of whether or not homeowners insurance will pay for tree removal ultimately depends on the circumstances. For example, home insurance will not cover the cost of removing a tree that has yet to fall. The insurance does, however, typically pay to remove a tree and fix damage if the tree falls on any of your structures.
Does Homeowners Insurance Cover Tree Removal?
If a tree falls during a storm and damages the house, home insurance will typically pay for the necessary repairs and tree removal. However, if the tree simply falls in the backyard without causing any damage, then the homeowner will have to pick up the expenses.
Home insurance will not usually cover the removal of the tree unless it falls onto a garage, fence, or home and results in damage. Sometimes, home insurance will pay for removing a tree if it is blocking your driveway. Home insurance may also cover this if you are disabled, and the tree is blocking a wheelchair ramp.
Check your home insurance policy and contact your agent for specific details. Home insurance policies generally cover tree removal up to $1,000 per storm. If your tree falls on a neighbor’s home, the neighbor would file a claim on his or her homeowners insurance policy.
How Much Does Tree Removal Cost?
Tree removal usually costs around $150 to $2,000, with the average cost for cutting down a tree is in the $700–$750 range. Tree removal cost I subject on the size of the tree at issue, and larger trees, overall, cost more for their removal, than smaller trees.
You might find tree removal services ready to do the removal cheaply, but always be sure you are hiring a certified arborist company that is insured for tree removal.
Even tree removals that seem straightforward can have unexpected complications or long-term repercussions, so do not leave the safety of your property and the condition of your landscaping at risk. Arborists are required to renew their licenses routinely, so they receive continual training in best methods for tree removal.
Here is a quick breakdown of tree removal costs:
- Lowest Cost: $150.
- Average Cost: $1,075.
- Highest Cost: $2,000.
Tree Removal Services In Phoenix, Arizona
Hayward Tree is offering tree removal from above using a specialized crane. The benefit of this service is that we can remove your tree from above and avoid tearing up your yard and leaving drag marks. No broken limbs, no crushed bushes. It’s quick, efficient, and leaves your property looking clean, undisturbed, and untouched. Best of all, it’s at no additional cost to you! Contact our team today for a free estimate!
